Senior Credit Analyst
Luxembourg (City)
Open-ended
Selection & Interim
Join a dynamic team as a Senior Credit Analyst, where your expertise will shape crucial business decisions! In this role, you'll review business proposals, produce detailed credit assessments, and oversee client portfolios while collaborating closely with risk specialists. Utilize your advanced financial modelling skills to drive insights and recommendations, all within a framework that emphasizes integrity and risk management. If you have a strong background in finance and are ready to make impactful contributions, we encourage you to apply and take the next step in your career with us!
Description
- Review business proposals with a critical mindset, providing both feedback and recommendations to commercial teams;
- Produce detailed credit assessments and deliver well-supported conclusions to senior decision-makers, ensuring neutrality throughout the evaluation process;
- Oversee and monitor a portfolio of clients on an ongoing basis, ensuring timely reassessments, updates, and risk mitigation actions when necessary;
- Apply internal credit frameworks consistently, ensuring all analyses and decisions meet established governance and risk standards;
- Gather and analyse financial, sector, and client-specific data to support decision-making for both new transactions and existing exposures;
- Work in close partnership with risk specialists to address regulatory changes, methodological updates, and process improvements;
- Support the team and management by handling any additional responsibilities related to credit activities when required.
Your profile
- Bachelor’s or Master’s degree in Finance, Economics, or Accounting;
- At least five years of professional experience in credit risk or financial analysis;
- Strong command of English; knowledge of Mandarin is considered an advantage;
- Solid understanding of risk assessment across various sectors and geographies, with the ability to evaluate mitigation strategies and interpret economic and financial environments;
- Advanced skills in financial modelling, forecasting, and scenario analysis;
- Excellent analytical thinking combined with strong communication and negotiation abilities;
- Ability to work both collaboratively within a team and autonomously on assigned tasks;
- High level of professionalism, with a strong sense of ethics, confidentiality, and accountability.
Offer
- Monthly salary indication: € 5001 - € 6000
Hi, I'm Julie Mahaux,
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