Risk Analyst
Antwerp
Open-ended
Selection & Interim
As a Risk Analyst you will be part of the Risk Services Team, manage the credit risk involved on a portfolio of Belgian & Luxembourg companies, follow developments in the trading sector and work in an international environment.
Description
- Responsible for approving new coverages and assessing the risks of potential new coverages
- You will apply underwriting principles and procedures when the company is considering accepting new risks or changing existing contracts/underwriters
- Manage standard and/or non-standard risk portfolios (e.g. in a structured finance environment)
- You apply analyst knowledge and principles to identify and manage portfolio risk exposure
- You are responsible for determining the underwriting strategy for each known buyer/buyer/sector portfolio/risk class/client/holding company
- You are responsible for setting standard limits for final assessments and establishing and maintaining risk scores/ratings for buyers within delegated authority.
- You are responsible for compliance with internal procedures, including recording decisions for use by both internal and external customers
- You will be responsible for overseeing portfolio development and modification of buyer risk management approaches in assessing risks
- Ensures proactive action is taken to offset economic upturns or downturns based on market, industry or sector basis
- Proactively manages risk through meetings with portfolio companies
- Reactive analysis of risks
- Networking with banks/trade sector federations/stakeholders for exchange of high quality information
- Provision of information and advice
Your profile
- You preferably have a higher economics degree
- Initial experience in financial analysis is a plus
- Strong responsiveness, solid independence and strict logical reasoning
- Technical competencies, analytical and drafting skills
- Working within a team
- Customer-oriented
- Ability to be recognized as CEO/CFO liaison with buying or underwriting companies
- Solution oriented
- Good language skills: Dutch, French and English
Offer
- Monthly salary indication: € 2501 - € 4000
- A great and challenging place to work - dynamic, transparent and informal
- An environment for our people where they can achieve professional growth
- Working in a highly international environment
- Attractive working conditions and terms and conditions
- Full-time and permanent contract
