Credit Risk Analyst

Description

The Credit Risk Analist performs a variety of functions in the approach to credit related issues including but not limited to developing risk and acceptance guidelines, raising awareness of credit culture, supporting the credit policy and credit strategy of the company. You will provide advice to the credit committee and report to the CFO.

Concretely:

• You are responsible for the credit analyses for large and/or complex credit applications based on the information available at the bank, as well as your own credit analyses.
• You play a key role in maintaining the balance between asset growth and credit quality in the context of achieving the company's financial objectives.
• You contribute to the development, deployment and monitoring of credit risk policy and procedures.
• You will monitor and evaluate active accounts to limit or prevent bad debt losses.
• You will prepare for the company's weekly credit committee, take minutes and communicate decisions.
• You collaborate with and support the credit analysts.
• You collaborate with the Compliance & Risk Manager in order to correctly apply the Compliance rules.
• You will be responsible for the preparation of periodic and ad hoc reports (including Large Exposures, Outstanding amounts, expiring credit lines, etc.).
• You will assist the management team in assessing major credit risks.
• You play an active role in the development and maintenance of the 3 Lines or Defence model.

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Your profile

• You have a Master's degree in business sciences, SEA, Statistics, Commercial Engineering, Finance, ...
• You have a working knowledge of credit risk management
• You have an excellent knowledge of Excel and/or other reporting tools.
• You are pragmatic, flexible and self-starting.
• You have a very analytical mind and good presentation skills.
• You have strong communication skills that enable you to get your message across constructively to the Management Committee, the various risk functions within the bank and the Sales department of the company.
• You are also detail-oriented.
• You are able to present technical information clearly and succinctly.
• You are fluent in Dutch and French. English is a plus.
• You have an analytical mind. You are precise and stress resistant and you are able to work with strict deadlines even when you are short of time.

Offer

Our client is active in the leasing sector and is located in Brussels. The client offers a permanent contract, as well as an interesting job and varied tasks with internal and external training opportunities, development possibilities in a stable working environment and flexible working hours.

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